See the actual maths behind your money.
In-hand salary, tax regime choice, SIP wealth, home loans and guaranteed-return schemes — calculated with current Indian rules, shown step by step. Free, runs in your browser, nothing saved.
Popular calculators
The tools Indians reach for first — tax, SIP, EMI and salary, with full breakdowns you can verify.
Income Tax Calculator FY 2026-27 (New vs Old Regime) Updated
Side-by-side tax under New vs Old Regime for FY 2026-27 with rebate, marginal relief and cess.
Calculate →SIP Calculator
Monthly SIP wealth builder — invested amount, gains and maturity corpus with step-up option.
Calculate →EMI Calculator
Monthly EMI, total interest and full amortisation schedule for any reducing-balance loan.
Calculate →PPF Calculator (Public Provident Fund)
PPF maturity and interest over 15 years with partial withdrawal and extension options.
Calculate →CTC to In-Hand Salary Calculator
CTC to in-hand monthly salary with PF, gratuity, professional tax and both tax regimes.
Calculate →Step-Up SIP Calculator Updated
step up top-up increasing sip
Calculate →Every financial decision, one hub
Income Tax & Salary
Income tax (FY 2026-27), old vs new regime comparison, CTC to in-hand salary, and gratuity — built on Indian rules.
Explore category →Investment & Wealth
SIP, step-up SIP, lumpsum, CAGR, compound interest, SWP and NPS — plan wealth with realistic Indian return rates.
Explore category →Loan & Real Estate
EMI, home loan prepayment, rent vs buy, and loan eligibility — see the full amortisation, not just one number.
Explore category →Government & Post Office
PPF, NPS, EPF, NSC, Sukanya Samriddhi — guaranteed-return schemes with the latest quarterly rates.
Explore category →Business & GST
GST split (CGST/SGST/IGST) and small-business finance tools.
Explore category →Financial guides & tax insights
Original, research-backed articles with the actual numbers.
SIP vs FD in 2026: The Post-Tax Math Most People Ignore
Bank FDs feel safe, but slab taxation plus inflation silently erodes them. We run the exact 10-year post-tax numbers against an equity SIP.
Read article → Tax Planning · 8 min readOld vs New Tax Regime FY 2026-27: A Decision Framework
The new regime is now the default. Here is exactly when the old regime still wins — and the break-even deductions you need to beat it.
Read article → Loans & Real Estate · 7 min readPrepay Your Home Loan or Invest the Surplus? A Tax-Aware Answer
It depends on your tax slab, your loan's effective post-tax rate, and your risk appetite. A simple decision rule.
Read article →